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For most of us, applying for a PPP loan or a student loan is not easy.

The VA is offering to help you understand the difference between student loans and credit card debt, according to a memo obtained by The Huffington Post.VA Secretary David Shulkin has long championed student loan refinancing, a controversial option that allows borrowers to refinance their loans to pay off their credit cards.

The VA currently allows borrowers with student loan debt to reforge their debt, which can help lower the amount of interest that they have to pay.

But according to the memo, the VA is now waiving that fee to help students refinance.

“The VA is taking action to ensure that the VA will provide refinancing to all veterans with VA credit card and student loan balances who apply for and are approved for VA student loan assistance,” Shulkins memo says.

“Refinancing fees are waived for all VA borrowers with VA loan balances.”

The VA said in a statement that it is offering the benefit “to those eligible to refortify their loans through the VA’s Direct Loan Program.”

It’s unclear how many veterans will qualify for the refund.

The agency said it expects that the number of veterans who qualify will increase over time.

The Office of Management and Budget said in May that there were 2.3 million veterans in the VA who qualified for a VA loan forgiveness program.

VA Secretary Eric Shinseki said in April that the program was still in its infancy.

The memo also noted that the cost of a VA student-loan refinance could be substantially lower than that of a traditional loan.

According to the VA, a VA credit union refinance costs about $2,000.

Shulkes memo also said that the total repayment for a refinance would be less than $200.

Shulkin’s memo did not specify how many VA borrowers are eligible for VA refinance, but it did note that the benefit is available to veterans who have VA credit cards and other forms of debt.

Shulkys memo also indicated that the offer will be available for “all Veterans with a VA Credit Card, including those with other debt.”

The memo did note, however, that the amount available for VA students is limited to a maximum of $3,000 and does not cover all student loans.

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