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For most of us, applying for a PPP loan or a student loan is not easy.

I have no intention of buying a house anytime soon, and I have never been a home buyer.

But my wife and I were looking to buy a house at an affordable price when we made the leap to invest in our first house.

As we are now about to start the process of buying, it feels like I am stepping into a house that I have been looking at for a while. 

So what is it that we have invested in?

Well, for starters, we are buying a 2-bedroom flat in the area.

I don’t have any children, so I am not thinking of them at all.

However, I am a bit more adventurous and I am planning to take my children out for a week at a local park.

I also have a few spare bedrooms that I plan to use as my primary residence, which I have chosen because I feel like I will be more comfortable and safe there.

It is a nice little space to get away from the city, and a place where I can get away with not taking my children. 

My main concern is that I will not be able to afford to buy another home soon, which means I will have to save for the next 10 years.

It also means that I am going to need to make extra sacrifices, such as paying down debt. 

I was looking at several different mortgage deals to get this house for the right price, but I decided on the one I have found on the market. 

As you can see in the screenshot below, I got a loan of £4,200 from a very reputable lender, and it has been a pleasure.

I have done a lot of research into what my financial situation will be at the end of the loan, so far I am in a good place. 

But the biggest challenge for me will be the fact that I need to keep the mortgage payments in check, which will be tough at times. 

It’s not the first time I have had to put myself in this position, as I was also struggling with a mortgage at the start of my career. 

Having said that, I have already secured my house loan by making the purchase of a house which I think is an amazing investment. 

 I have also put a few of my savings into the purchase, which is another good sign that I can keep the house in the family. 

The main reasons I am putting this house on the mortgage are because it is a fantastic property and I know I will get a good return on my investment.

I am confident that I won’t need to do any other house-related expenses as the investment will be worth it. 

However, the biggest issue that I think will come up is the amount of money that I would need to put into the mortgage.

I could go into debt to buy this house, but if I need more, it is going to be much more expensive. 

One of the things that I feel is missing is the ability to earn extra income on this loan.

My income has been stable, but the mortgage has made it difficult to keep up with the bills. 

If I do have to borrow money, it will be on the back of an extra £20 a month or so. 

On top of this, the loan will also have an interest rate of 6%. 

I don’t know how many years I will keep this house up and running, and if I am able to keep it running at the same level, I believe that I could have a good life and a decent retirement. 

All in all, I think that I want to invest my savings and property in something that I truly believe in, and will be able pay back with the same amount of cash I am using. 

In the past I have made investments in property that I thought were risky, but this has proved to be an asset I can afford to invest. 

For me, it has not been the most expensive option available, but it has also not been easy to choose. 

What are your thoughts on this investment?

Let us know in the comments section below!

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